Touring Caravan

Caravan Insurance

A caravan is a major investment, but it's also much more than that, because it's often responsible for the success of a holiday, or may even be a temporary or long term place of residence. Whether you consider a caravan to be a home, a holiday or a form of transport, it's essential to make sure that not only is it covered by a suitable caravan insurance policy, but that the policy covers those issues of direct concern to you and your circumstances.

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What Is Caravan Insurance?

Caravan insurance can be broken down into two main types. There is caravan insurance for touring caravans, which are those typically towed by a car or other vehicle, and then there is insurance for static caravans, which despite the name, can be moved and relocated, but only with the use of a large truck and even then, only very occasionally, if at all.

Touring caravans and static caravans share many risks in common with each other, resulting in many overlaps between the two forms of caravan insurance. But there are also several distinct differences between the two types of caravan, both physically and in terms of their use.

For example, touring caravans are usually much lighter, and therefore less secure, and they are also more prone to damage during transit. On the other hand static caravans are unlikely to require European cover.

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What Are The Different Types Of Caravan Insurance?

The two main types of caravan insurance are static caravan insurance and touring caravan insurance, and further information on each of these two types can be found in the relevant sections of this website. However, as a general guide the issues which are covered, either as standard or optional extras, include the following risks:

Additionally it is important to be aware of the fact that there are three different levels of cover usually offered as part of any caravan insurance policy, whether for touring or static caravans. These include:

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